Independent Author • 100% Digital Delivery • All Prices Inclusive of 18% GST
Legal Framework

Refund & Anti-Fraud Policy

Effective Date: April 27, 2026

1. The Irreversible Nature of Authored Digital Assets

IQRADEEN.IN (legally operated solely by Ajeet Singh) specializes exclusively in the distribution of intangible, originally authored digital knowledge assets. This includes downloadable PDF books, digital blueprints, and strategic mentorship. Due to the intrinsic nature of digital files—which are easily duplicable, instantly consumable, and cannot be physically "returned" or "unseen" once accessed—traditional retail return policies are technologically and legally impossible to implement.

Therefore, I enforce a strict, uncompromising No-Refund Policy across all digital products. By completing a purchase on iqradeen.in, you explicitly acknowledge and agree that all sales of digital products are absolute and final. The moment the automated server provisions your download link, the intellectual property has been irrevocably transferred to your possession.

2. Explicitly Excluded Grounds for Refunds

As an independent author, I do not issue refunds, partial credits, or product exchanges under any of the following subjective or user-error circumstances:

  • Buyer's Remorse: A simple "change of mind" after the transaction is completed.
  • Subjective Dissatisfaction: Disagreement with the content, methodology, layout, or stylistic choices of my written material.
  • Failure to Read Synopsis: Purchasing an asset without thoroughly reading the provided 500+ word synopsis and curriculum outline provided on the product page.
  • Lack of Execution: I provide the blueprints; the execution and subsequent results are entirely your responsibility.

3. Mentorship Cancellations

For services requiring my live, real-time dedication, such as the "1-Year Strategic Mentorship," your payment reserves an exclusive block of my schedule. Cancellations resulting in a refund are strictly prohibited. Rescheduling requires 24 hours' written notice.

4. Strict Anti-Chargeback & Fraud Protocol

My platform tracks and logs all IP addresses, timestamped automated delivery receipts, and digital access logs. Any attempt to bypass this clear, agreed-upon policy by filing a fraudulent dispute or chargeback with your bank or credit card provider will be classified as friendly fraud.

I will submit all delivery logs and GST billing timestamps to your financial institution to aggressive contest and win the dispute. Initiating a fraudulent chargeback will result in a permanent, irreversible ban from accessing any current or future IQRADEEN.IN materials.